At Farewell Cost, we make it easy to find the best final expense insurance policy by connecting you with trusted, licensed insurance agents. Here are some of the key features you can expect:
Final expense insurance policies are designed to be affordable, with fixed premiums that never increase over time. You can lock in a rate that fits your budget and ensures lifelong protection for your family.
As long as you pay your premiums, your policy will remain in effect for your entire life. Unlike term life insurance, final expense policies do not expire, providing you with lifelong coverage.
One of the biggest benefits of final expense insurance is that there is no medical exam required. Approval is based on a simple health questionnaire, making it an ideal option for those who may not qualify for traditional life insurance policies due to health issues.
Because final expense insurance does not require a medical exam, the application process is quick and straightforward. Many applicants are approved within days, ensuring that coverage can be obtained quickly.
You can choose the coverage amount that best suits your needs. Whether you need a policy to cover basic funeral costs or want to ensure that medical bills and debts are also taken care of, final expense insurance offers flexible options with coverage amounts ranging from $5,000 to $40,000.
Many seniors purchase final expense insurance to ensure that funeral costs and other end-of-life expenses are covered without burdening their family. Policies are available for individuals up to 85 years old.
If you’ve been declined for traditional life insurance due to health reasons, final expense insurance may be a perfect fit. With no medical exams and guaranteed approval in many cases, it’s an accessible option for those with health challenges.
If you don’t have a traditional life insurance policy but want to make sure that funeral and burial expenses are covered, final expense insurance provides a simple and affordable solution.
If you don’t need a large life insurance policy and are specifically looking to cover end-of-life expenses, final expense insurance offers smaller, more manageable coverage amounts.
At Farewell Cost, we’re not an insurance agency—we’re a platform that connects you with the best-licensed insurance agents who specialize in final expense insurance. By working with us, you’ll benefit from:
We work with a network of highly rated insurance companies, including Mutual of Omaha, AIG, Foresters, Gerber Life, and Americo. This ensures that you have access to the best plans at competitive rates
Our licensed agents work with you to understand your unique situation and recommend policies that fit your budget, health status, and coverage needs. Whether you’re looking for a basic burial insurance policy or a more comprehensive plan, we’re here to help.
Our agents will guide you through the application process, helping you get approved quickly and efficiently. Many policies are approved within days, so you can have peace of mind knowing that your coverage is in place.
We offer free, no-obligation quotes from multiple providers, making it easy to compare your options and select the best policy for your needs. There’s no pressure to commit—just straightforward advice and guidance.
Applying for final expense insurance through Farewell Cost is easy. Here’s a step-by-step guide to getting started:
Use our online insurance calculators to get a free, personalized quote based on your age, health, and coverage needs. Our tools allow you to compare quotes from top providers in just a few clicks.
Once you’ve received your quote, a licensed agent will contact you to discuss your options and help you find the best policy. Our agents are knowledgeable and experienced, providing you with the guidance you need to make an informed decision.
After selecting the right policy, your agent will help you complete and submit your application. Since no medical exams are required, the process is quick and simple, with approval times as fast as a few days.
Once approved, you’ll receive your policy documents, and your coverage will go into effect immediately. From that moment on, you’ll have peace of mind knowing that your final expenses are taken care of.
Final expense insurance typically covers funeral and burial costs, medical bills, and any outstanding debts or legal fees. You can use the death benefit to pay for services like cremation, headstones, caskets, and more.
Yes, final expense insurance is a type of life insurance. However, unlike traditional life insurance policies, it is designed specifically to cover end-of-life expenses and offers smaller coverage amounts.
Yes! Final expense insurance is often available to individuals with pre-existing health conditions, and many policies do not require a medical exam. Approval is typically based on a simple health questionnaire.
The cost of final expense insurance depends on factors such as your age, health, and the coverage amount you choose. However, premiums are generally affordable, and they remain fixed for the life of the policy.
The amount of coverage you need depends on your specific situation. Consider factors such as funeral costs, outstanding medical bills, and any debts you may want to cover. Our licensed agents can help you determine the right amount of coverage for your needs.